Most people do not want to file for bankruptcy. The social stigma associated with the notion of bankruptcy makes people hesitant to file for bankruptcy, no matter how dire their financial situation might be. However, when your debt burden becomes too much to bear, filing for bankruptcy might be the most sensible option available for […]
Birmingham Bankruptcy Law Blog
The coronavirus pandemic has changed the world. But in addition to affecting the day-to-day lives of people worldwide, as well as tragically taking the lives of more than two million people, coronavirus has changed the world economy. Not only has the pandemic had a big impact on stock markets, it has also made for a […]
Many individuals who would benefit from debt relief are often too afraid to file bankruptcy. Some fear further damaging their credit or their reputation, while others fear losing vital assets such as their home or vehicle. But bankruptcy is intended to relieve you of your financial burdens. It is not meant to deprive you. As […]
Money problems won’t simply go away just because we wish them to. When it comes to getting back on track financially, you may need to consider filing for bankruptcy. But knowing where to begin and which debt relief option is best for you isn’t always intuitive. As such, reaching out to a board-certified lawyer like attorney […]
Although bankruptcy is a great relief option for those who are struggling with immense debt, it can be an overwhelming decision to make. Despite the opportunity for a fresh start, not knowing whether you will lose your car or, worse, the roof over your head can make anyone pause. But you do not have to navigate the […]
The dischargeability of student loans has been a subject that has piqued a lot of consumers’ interest and cases across the country are increasingly finding ways to get a particular student loan discharged in a debtor’s bankruptcy case. In a recent article, it was stated that some debtors were able to discharge $200,000.00 of student […]
We are living in unprecedented times: the shut down from the pandemic, job loss, job furloughs, lost wages, small businesses still not open or closed for good, increased living expenses from staying at home, increased food and transportation costs and the stress from riots and curfews over social injustices. It is safe to say most, […]
If you’re struggling with medical bills, you’re not alone. About one in five Americans are, and it’s the most common contributing factor to bankruptcy. Luckily, there are some options that may be available to help reduce the debt. Also, medical debt may not hit your credit as hard as other types of debt. Ask for […]
Though nobody loves being broke, making just enough to get by, I have heard the phrase, “I can live with being broke, but being in debt stinks.” Trying to manage oppressive debt is an incredible burden to handle. With debt comes financial stress and anxiety, which in turn has hurt you and your relationships. Getting […]
Between a mortgage, car loans, medical bills, credit cards and more, you can face many debts. And when you support a family, your paycheck may not cover all the bills you have. You may have reached the point where your debt is unmanageable. When you reach this point, bankruptcy can offer you relief. But when […]
Take Action Toward Financial Solutions Today
Find out how 40 years of financial experience can help you find the best solution to your financial problems. Ted meets with people in Jefferson, Shelby and Blount counties. Being in action to find solutions to your financial problems will reduce your stress level. Ted can help. Call him at 205-324-5631, or email him to make your free initial consultation appointment.
Let’s Work On Solving Your Financial Problems.