Although bankruptcy is a great relief option for those who are struggling with immense debt, it can be an overwhelming decision to make. Despite the opportunity for a fresh start, not knowing whether you will lose your car or, worse, the roof over your head can make anyone pause. But you do not have to navigate the process alone.
If you are considering bankruptcy, contact Ted Stuckenschneider PC at once. Let our board-certified consumer bankruptcy attorney address your concerns and put them to rest today.
How Can I Keep My House?
But your ability to keep your home also depends on the following factors:
- Whether you are current on your mortgage payments
- If you can keep up with the payments after bankruptcy
- If the homestead exemption can protect your home’s equity
- The amount of equity in your house
If filing Chapter 7 would increase the risk of you losing your home, we can help you explore Chapter 13 bankruptcy. While Chapter 13 does not allow you to clean your slate, it does allow you to restructure your debt, continue making payments and keep your property.
What Can An Attorney Do For Me?
The fear of losing your house should never keep you from getting the debt relief you and your family need. Work with us to determine which plan can help you put a stop to the collection calls and an end to your debt today.
To learn more about how we can help you prevent further bills from piling up, reach out to our Birmingham, Alabama, office as soon as possible. Call 205-324-5631 or use our online intake form to schedule your free consultation with attorney Ted Stuckenschneider today.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.